Auto Insurance

Looking for Auto Insurance in the Altoona and Des Moines area?

Kacer Insurance and Financial Services have got you covered!  We can help you with standard auto insurance, as well as car insurance for collector cars. 

 

Most people think auto insurance only involves damage to their car.  The truth is, auto insurance covers a wider variety than just your car.

 

The number of cars on the road today are plentiful, and the distractions drivers deal with every day are just as prolific.  The chances of being involved in a car accident are ample.

 

You’re at risk every single time you get into your car.

 

It’s important to understand what your coverage options are — not just for your car, but for you, and people who may be injured as a result of an accident.

 

IMPORTANT AUTO INSURANCE COVERAGES

When you browse through your policy, you may see certain coverages and wonder exactly what they are, and why they’re on your policy.  Let us clarify a few of the more important ones for you:

 

 

Collision Coverage

This is the part of your policy that covers your car in the event you damage the car itself somehow, as a result of an accident with a fixed or moving object like another car, a curb, a house, a guardrail, etc...

 

Comprehensive Coverage

This coverage also protects your car, but in the event that something else damages your car, that is not a fixed, or moving object. For example, theft, a rock that cracks your windshield while you’re driving on the highway, an animal you might hit, and so on.

 

 

Property Damage

Suppose you damage someone's car in an accident, or a guardrail, house, or some other property that belongs to someone else. This is the part of your policy that compensates the other person for that damage

 

Bodily Injury Liability

This coverage protects your financial interest in the event you injure another party in an accident. This is the part of your policy that pays that other party for their medical bills and related expenses. Due to the high cost of medical care, it’s dangerous to carry liability limits that are too low. This is something we can help you decide on.

 

 

Un-insured & Under-insured Liability

This coverage pays you, in the event that you are injured by another party, and that other party was either unidentified, or they weren’t carrying a high enough limit of Bodily Injury Liability to cover your expenses. This is also a very important part of your auto policy because you have zero control over how much insurance other people are driving around with.

 

LOOKING FOR AN AUTO INSURANCE QUOTE?

Kacer Insurance and Financial Services make the process for finding the best auto insurance company a breeze.

 

We will do all the work for you!

 

To get started, just call our office directly, or click the "GET A QUOTE" button below to send us some basic information about your needs so we can get started on your policy review and comparison!

 

The information on this site is not intended to be used as the primary basis for investment decisions.  

 

Products and services described may not be eligible for solicitation in your state. This site is for use by individuals residing in states where our products and services may legally be offered.

 

This site is published for residents of the United States only.  Representatives may only conduct business with residents of the states and jurisdiction in which they are properly registered.  Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined.  Not all of the services referenced on this site are available in every state and through every advisor listed.  For additional information, please contact Matt Kacer at (515) 681-1685

Registered Representative of and securities offered through Brokers International Financial Services, LLC Member SIPC. Brokers International Financial Services, LLC and Kacer Insurance are not affiliated companies.

© 2017 by KACER INSURANCE and FINANCIAL SERVICES. Proudly created with Wix.com